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MICR Code Finder

Find the 9-digit MICR code of a bank branch using its IFSC, or search by MICR.

Data source: Razorpay's open IFSC dataset (compiled from RBI data). Verify critical details with your bank.

Frequently asked questions

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed on cheques. The first 3 digits identify the city, the next 3 the bank and the last 3 the branch. It is used for cheque clearing.

Key facts from official sources

  • NEFT has been available 24×7 on all days of the year since 16 December 2019. — Source: Reserve Bank of India

  • RTGS is available 24×7 and has a minimum transfer amount of ₹2 lakh. — Source: Reserve Bank of India

  • Customers of banks and NBFCs can file free complaints under the RBI Integrated Ombudsman Scheme at cms.rbi.org.in. — Source: Reserve Bank of India

Written by BankHelpline Editorial Team · Reviewed by Sheetal Pawar, Director · Last updated . Content is researched from official sources such as the Reserve Bank of India (RBI), credit bureaus and lender websites, and reviewed periodically. Rates and charges change often – always confirm the latest terms with the lender.

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