Quick answer
Invoice Financing: Get cash against unpaid invoices instead of waiting for customers to pay. Collateral: receivables. Typical tenure: Up to invoice due date. Best for: b2B suppliers. BankHelpline compares lenders for you free of charge in Mumbai, across India and for NRIs.
By BankHelpline Editorial Team · Reviewed by Sheetal Pawar, Director · Updated
What is a invoice financing?
Invoice financing (or invoice discounting) gives you a percentage of the value of unpaid invoices upfront. It is popular with MSMEs selling to large buyers, including through RBI-regulated TReDS platforms.
Invoice Financing in Mumbai, Thane & Navi Mumbai
Suppliers to large corporates in Mumbai and across India can release cash from receivables through banks, NBFCs and RBI-regulated TReDS platforms. BankHelpline is based in Mumbai and helps borrowers across Mumbai city and suburbs, Thane and Navi Mumbai, the rest of India, and NRIs worldwide – by phone, WhatsApp and email.
Key features of Invoice Financing
- Quick funds against approved invoices
- No need to wait 30–120 days for payment
- Available through banks, NBFCs and TReDS platforms
- Cost depends on buyer credit quality
Who is eligible for a invoice financing?
- B2B business with invoices raised on creditworthy buyers
- GST-compliant invoicing
Criteria differ by lender. Our advisor checks your profile against multiple lenders for free.
Documents required for Invoice Financing
- PAN card
- Aadhaar card or other address proof
- Recent passport-size photograph
- Invoices and purchase orders
- GST returns
- Business bank statements
Invoice Financing at a glance
| Secured | Against invoices |
|---|---|
| Collateral | Receivables |
| Typical tenure | Up to invoice due date |
| Best for | B2B suppliers |
How to apply for a invoice financing through BankHelpline
- 1Fill the free enquiry formShare your name, mobile number, city and the product you need. No documents are needed at this step.
- 2Talk to your advisorA BankHelpline advisor calls you, understands your requirement and checks your eligibility with multiple banks and NBFCs.
- 3Submit documents onceShare KYC, income and business or property documents. We help you prepare a complete file.
- 4Get sanction and disbursalThe lender verifies, sanctions and disburses the loan. We follow up until the money reaches your account.
Frequently asked questions
Trade Receivables Discounting System (TReDS) is an RBI-regulated online platform where MSME invoices on large buyers are auctioned to financiers for discounting.
Key facts from official sources
TReDS is an RBI-authorised electronic platform for discounting MSME invoices raised on large buyers. — Source: Reserve Bank of India
Udyam registration for micro, small and medium enterprises is free and done online on the government Udyam portal. — Source: Udyam Registration (Govt. of India)
Written by BankHelpline Editorial Team · Reviewed by Sheetal Pawar, Director · Last updated . Content is researched from official sources such as the Reserve Bank of India (RBI), credit bureaus and lender websites, and reviewed periodically. Rates and charges change often – always confirm the latest terms with the lender.