Free financial calculators
40 free calculators for loans, credit cards, savings and business finance. Instant results, formulas explained, no sign-up.
Loan Calculators
- Personal Loan EMI Calculator Calculate your personal loan EMI, total interest and total repayment instantly.
- Home Loan EMI Calculator Find your monthly home loan EMI and see the full year-wise repayment schedule.
- Business Loan EMI Calculator Plan business loan repayments by calculating EMI, interest and total payable.
- Loan Against Property Calculator Estimate the loan you can get against your property and the EMI you will pay.
- Education Loan EMI Calculator Calculate education loan EMI including interest that builds up during the moratorium.
- Loan Eligibility Calculator Find the maximum loan you may be eligible for based on income and existing EMIs.
- Loan Affordability Calculator Work out how much you can comfortably borrow based on the EMI you can afford.
- Loan Prepayment Calculator See how much interest and time you save by prepaying your loan.
- Loan Balance Transfer Calculator Check whether moving your loan to a lower rate actually saves money after charges.
- Loan Amortization Calculator Get a month-by-month and year-wise amortization schedule of principal and interest.
- Part-Payment Calculator Compare reducing EMI vs reducing tenure after a part-payment.
- Loan Interest Calculator Find the total interest you pay on a reducing-balance or flat-rate loan.
Credit Card Calculators & Tools
- Credit Card Eligibility Checker Check your approval chances and the card types that suit your income and credit score.
- Credit Card Interest Calculator See how much interest you pay if you carry forward an unpaid credit card balance.
- Minimum Due Calculator Calculate your minimum amount due and the cost of paying only the minimum.
- Late Payment Fee Calculator Estimate the total cost of a late credit card payment including fee, GST and interest.
- Reward Points Calculator Find how many reward points you earn and what they are worth in rupees.
- Cashback Calculator Calculate monthly and yearly cashback after category caps.
- Annual Fee Calculator Check if your card's benefits cover its annual fee or if you qualify for a fee waiver.
- Balance Conversion (EMI) Calculator Convert a credit card outstanding into EMIs and compare the cost.
- Credit Card vs Personal Loan Calculator Compare the cost of carrying a credit card balance with a personal loan.
Savings & Investment Calculators
- SIP Calculator Estimate the future value of a monthly SIP at an expected rate of return.
- FD Calculator Calculate fixed deposit maturity amount with quarterly or monthly compounding.
- RD Calculator Find the maturity value of a recurring deposit.
- PPF Calculator Estimate PPF maturity for yearly deposits over 15 years or more.
- Simple Interest Calculator Calculate simple interest and total amount.
- Compound Interest Calculator See how money grows with compounding at different frequencies.
- Retirement Calculator Estimate the corpus you need for retirement and the monthly SIP to reach it.
- Inflation Calculator Find what today's money will be worth in the future after inflation.
- Lumpsum Calculator Estimate the future value of a one-time investment.
- Goal-Based Savings Calculator Find the monthly saving needed to reach a financial goal.
Business Finance Tools
- Business Loan EMI Calculator Plan business loan repayments by calculating EMI, interest and total payable.
- Working Capital Calculator Calculate net working capital, current ratio and the working capital gap.
- Cash Credit Interest Calculator Estimate interest on your cash credit account based on average utilisation.
- Overdraft Interest Calculator Calculate interest on an overdraft for the amount and days used.
- Business Loan Eligibility Calculator Estimate the business loan you may qualify for from profit and existing obligations.
- GST Calculator Add or remove GST from a price and split it into CGST/SGST or IGST.
- Invoice Discounting Calculator See how much cash you receive today against an unpaid invoice.
- DSCR Calculator Calculate the Debt Service Coverage Ratio lenders use to judge repayment capacity.
- Break-Even Calculator Find the units and sales value at which your business breaks even.
- Business Valuation Calculator Get an indicative business value using earnings multiple and discounted cash flow.