Equitas Small Finance Bank
Equitas Small Finance Bank is listed under Small Finance Banks in the BankHelpline directory. Banks focused on small businesses, self-employed borrowers and under-served areas. Compare its loan products, eligibility and documents below, and confirm the latest rates on the official website.
About Equitas Small Finance Bank
Equitas Small Finance Bank is listed under Small Finance Banks in the BankHelpline directory. Banks focused on small businesses, self-employed borrowers and under-served areas. Compare its loan products, eligibility and documents below, and confirm the latest rates on the official website.
Category: Small Finance Banks. Official website: www.equitasbank.com.
Loan products available
Credit cards
Interest rates & charges
Rates change often. Check the latest rates on www.equitasbank.com or ask our advisor for current offers based on your profile.
General eligibility
- Business vintage of usually 1–3 years or more
- Stable turnover and profit shown in ITR
- Healthy credit score of the business and promoters
- Age of applicant usually 21–65 years
Exact criteria vary by product and are set by Equitas Small Finance Bank.
Documents usually required
- PAN card
- Aadhaar card or other address proof
- Recent passport-size photograph
- Last 2–3 years ITR with computation of income
- Audited balance sheet and P&L (if applicable)
- Last 6–12 months business bank statements
- GST registration and recent GST returns
- Business registration proof (Udyam, partnership deed, MoA/AoA, etc.)
Official contact details
| Official website | www.equitasbank.com |
|---|---|
| Customer care | See the official website for the latest helpline numbers. |
Use only official numbers. Banks never ask for OTP, PIN or CVV.
Frequently asked questions
Equitas Small Finance Bank offers products such as Business Loan, MSME Loan, Loan Against Property, Home Loan, Personal Loan, Working Capital Loan. Exact products, rates and eligibility are set by Equitas Small Finance Bank – check its official website or ask our advisor.
Fill the free enquiry form. Our Mumbai-based advisor checks your eligibility with Equitas Small Finance Bank and other lenders, helps with documents and follows up until disbursal. Our service is free for customers.
Use only the numbers and email addresses listed on the official Equitas Small Finance Bank website (www.equitasbank.com). Never share OTP, PIN or CVV with anyone.
Key facts from official sources
Lenders must give borrowers a Key Fact Statement (KFS) with the all-inclusive cost of a retail or MSME loan before the agreement is signed. — Source: Reserve Bank of India
Customers of banks and NBFCs can file free complaints under the RBI Integrated Ombudsman Scheme at cms.rbi.org.in. — Source: Reserve Bank of India
Written by BankHelpline Editorial Team · Reviewed by Sheetal Pawar, Director · Last updated . Content is researched from official sources such as the Reserve Bank of India (RBI), credit bureaus and lender websites, and reviewed periodically. Rates and charges change often – always confirm the latest terms with the lender.